Year: 2010

History of Credit Card Rates and APRs

History of Credit Card Rates and APRs

Credit card rates used to closely track the prime rate, but they don’t anymore. Card issuers, for a variety of reasons, hang on to more of the spread between the rate they pay for funds and the rates they charge. It’s one of the many ways card issuers have raised costs for consumers in the […]

A History of Tornadoes in America

A History of Tornadoes in America

The environmental risks to your family and your home vary based on your geographical location. And a healthy assessment of these risks goes a long way in determining what precautions you should be taking and what kind of homeowners insurance you need. To help you with that process, here’s a look at a history of […]

Paid Sick Days: Good or Bad Idea?

Paid Sick Days: Good or Bad Idea?

Every year the U.S. economy loses $180 billion in productivity through staff coming to work sick. When an employee is unable to take a sick day, they risk infecting coworkers and customers, are inefficient and take longer to recover. Though it may seem counterintuitive, paid sick days benefit employees and their families, employers, the economy […]

The Art of Partying: Hipsters vs. Jocks

The Art of Partying: Hipsters vs. Jocks

While the music crowd and sports crowd may not have much in common, one art that’s not lost on either group is how to pre-game. Whether heading to an indie rock concert or preparing for the big game, here’s a close look at how the two subcultures get ready for a night out.